Tag: Total Market Index Funds
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Running Wisely with the Bulls
The financial market is an unpredictable beast, constantly defying expectations and baffling experts. It’s no secret that market analysts have a mixed track record when it comes to foreseeing market trends. Often, these experts provide contradictory opinions, constantly flip-flopping between bullish and bearish outlooks. Their inability to accurately predict market movements has left many investors…
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“Be Fearful When Others Are Greedy”
Navigating the Investment Roller Coaster: Strategies for Long-Term Success In the ever-changing landscape of investments, this year has unfolded with remarkable success stories that have left many kicking themselves for missing out. Whether it’s Nvidia boasting a 212% performance YTD, the sizzling AppLovin Corporation with an impressive 258% surge YTD, or the wild ride of…
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Impending Melt Up or Crash
The term “melt up” is a relatively unfamiliar one, especially for those accustomed to the more ominous “melt down” scenarios. My recent introduction to this concept came from my fellow 3F partner, GC, who credited the renowned investment contrarian David Hunter for the insight. Hunter, known for his bold predictions, anticipates a significant market melt…
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What’s the Magic Number for Retirement?
First and foremost, the concept of retirement is a cultural concept and not a biblical one. In fact, the work of the Lord continues until your last days on earth; it just takes on different forms and seasons as you grow older. However, this post is not about delving into the biblical view of retirement.…
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How to Make a Million Dollars?
Proverbs 13:11 Wealth gained hastily will dwindle, but whoever gathers little by little will increase it. Discover the power of smart investing! Over the past decade, a popular Total Market Index Fund has delivered an impressive average annualized return of 10.77%. Imagine this: a $10,000 investment ten years ago, coupled with just $1,200 annually ($100/month), has…
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Navigating from 529 to Roth IRA for Your Child’s Future
As a devoted financial steward and a responsible Christian father, shaping your child’s educational journey is a powerful expression of honoring Proverbs 13:22: “A good man leaves an inheritance to his children’s children.” Investing in your child’s education is an invaluable gift that goes beyond money inheritance. The conventional 529 college plan serves as a…
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Unpredictability of the Stock Market
Proverbs 27:1 – Do not boast about tomorrow, for you do not know what a day may bring. Despite the perilous news of the war in the Middle East (praying for peace), the bond collapse, and numerous other negative developments, one might expect the stock market to respond with crashes of its own. However, over…
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4 Essential Stock Metrics
If you’re venturing beyond the realm of index funds and embracing a bit of risk with individual stocks, there are four crucial numbers I strongly advise delving into before making any purchase. Although stocks inherently come with unpredictability and risks, dedicating some time to research these four key metrics beforehand can significantly enhance your chances…
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The Million Dollar Mistake
Unraveling the True Cost of Procrastinating on Your Retirement Savings I often find myself in conversations with bright-eyed professionals and families just stepping into the game of life. You know, that classic scenario where the present seems too demanding to allow even a single dollar to escape into the abyss of a retirement fund. It’s…
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DRIP it Like it’s HOT!!!
Investing in stocks, mutual funds, and ETFs with dividends is a great way to earn some passive income. Yes, it requires a serious amount of capital to generate even $1,000 in passive dividend income, but any money that can make money is a good thing. However, I am surprised by how many people have purchased…